double indemnity

from The American Heritage® Dictionary of the English Language, 5th Edition.

• noun A clause in an insurance policy that provides for payment of double the face value of the contract in case of accidental death.

from Wiktionary, Creative Commons Attribution/Share-Alike License.

• noun law A clause in an insurance policy in which the insurance company agrees to pay out double the normal coverage in certain specified circumstances, most often in case of accidental death

from WordNet 3.0 Copyright 2006 by Princeton University. All rights reserved.

• noun a clause in an insurance policy that provides for double the face value of the policy in the case of accidental death